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Snapchat is rolling out sponsored AI agents

TL;DR

Snapchat launched AI Sponsored Snaps, letting brands show up in the Chat tab as AI agents. First partner Experian uses the bot to answer questions about credit scores and saving money while subtly steering users toward loans and credit cards. The ads carry a light gray 'Ad' label, but the conversational format is effectively native advertising via AI.

Nauti's Take

For brands, conversational advertising via AI agents is a fresh channel — more direct and potentially more effective than traditional banners. The catch: when a bot turns money questions into credit-card recommendations, the line between advice and sales pressure blurs — and a gray 'Ad' label barely closes that gap.

Advertisers gain a new touchpoint; consumers should think twice before letting a 'helpful' agent guide financial decisions.

Sources