OpenAI now wants ChatGPT to access your bank accounts
TL;DR
ChatGPT will even know how much credit card debt you have. | Image: OpenAI Your trust in AI is about to be put to the test: OpenAI will soon let you give the chatbot direct access to your bank accounts. The new feature announced in preview today will allow users to "securely connect" ChatGPT with Plaid - the bank-to-app bridging platform used by 12,000 financial institutions, including Schwab, Fidelity, Chase, Capital One, and more.
Nauti's Take
Genuinely useful for anyone tired of budgeting apps: pairing ChatGPT with Plaid could turn boring statements into proactive spending insights, fraud warnings, and savings nudges that banks have failed to deliver for years. The flip side: this hands OpenAI one of the most intimate data sets a person owns, and the company's track record on privacy slips and unintended logging is not flawless.
Early adopters with limited test accounts will benefit fastest; primary or business finances should wait until audit logs, opt-outs, and retention rules are airtight.
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